by jheida@gmail.com | Aug 21, 2026 | Uncategorized
If you are age 70½ or older and regularly give to your church from your checking account, you may be paying federal income tax on money that could have gone directly from your IRA to the ministry you support. A qualified charitable distribution, commonly called a QCD,...
by jheida@gmail.com | Aug 20, 2026 | Uncategorized
Your financial advisor, your CPA, and your estate attorney have probably never spoken to each other. For most families that is fine. Above a certain level of complexity, it starts costing real money. Each professional sees one slice. The advisor manages the portfolio....
by jheida@gmail.com | Aug 7, 2026 | Uncategorized
For most people, an investment account is just background noise. It’s a company 401(k) they contribute to via automatic payroll deduction without a second thought. They clicked a fund allocation box during onboarding years ago, closed the tab, and never looked back....
by jheida@gmail.com | Jul 31, 2026 | Uncategorized
If you have followed financial news or social media recently, you have likely seen coverage regarding the public debut of SpaceX. The company completed an initial public offering (IPO), selling over 555 million shares at an opening price of $135 and briefly reaching a...
by jheida@gmail.com | Jul 22, 2026 | Uncategorized
When you think about aligning your investments with your Christian values—what we call Biblically Responsible Investing (BRI)—it is easy to assume you have to pay a “conscience tax.” It is a completely natural assumption. Our brains are wired to believe...
