What if I told you your bank account might be the clearest reflection of your beliefs?
That might sound bold—but Jesus thought so too.
In Matthew 6:21, He said,
“Where your treasure is, there your heart will be also.”
Translation?
Your money doesn’t just follow your heart—your heart follows your money. That’s why your spending, saving, giving, and investing habits aren’t just financial decisions…
They’re spiritual declarations.
The Truth We Often Overlook
Most of us don’t wake up thinking, “Today I’ll worship through my wallet.”
But maybe we should.
See, money is not morally neutral. It’s directional. It always flows toward what we value most.
Jesus taught more about money than heaven and hell combined—not because He was raising funds, but because He was raising followers. He knew money would be one of the biggest competitors for our trust and affection.
The real question is not, “Do I have enough?”
It’s, “What does what I have say about who I serve?”
Three Ways Money Reflects Your Faith
- Your Budget Reflects Your Beliefs
Your calendar and your bank statement are two of the best indicators of what you truly value. If you say you value generosity but never give, that’s a disconnect. If you say you trust God but hoard every penny, that reveals fear more than faith.
- Your Investments Reflect Your Integrity
Where is your money growing while you’re sleeping? Many Christians invest in companies that profit from things they’d never support in real life. That’s not just ironic—it’s misaligned stewardship. (And yes, there’s a better way—more on that in future posts.)
- Your Giving Reflects Your Gratitude
Giving isn’t about funding God’s mission—it’s about expressing your heart. We give because He first gave to us. If giving feels like a burden instead of an act of worship, maybe it’s time to revisit who’s really in charge of your finances.
A Real-Life Mirror Moment
Years ago, a young couple sat in my office, trying to make sense of their finances.
They were faithful church attenders, gave occasionally, and felt like they were “doing okay.” But when we pulled up their spending history, a different picture emerged. Entertainment, eating out, and self-comfort were dominating the chart. Their giving? Less than 1%.
They were stunned.
“It’s like we had no idea what we were actually doing,” the wife said.
That’s when I shared this truth: Money is a mirror. It doesn’t lie—it just reflects.
They didn’t leave feeling judged. They left feeling awake.
That conversation became a turning point—and today, they steward their resources with joyful intentionality, honoring God in every decision.
You can too.
Next Steps: Take a Faith-Finance Inventory
This week, ask yourself:
What would someone learn about my values by looking at my last 60 days of spending?
Am I trusting God with my finances—or just trusting in my finances?
Does my giving reflect my gratitude or my leftovers?
Key Takeaway:
Money is a mirror—it shows us what we truly believe, not just what we say we believe.
If you want to know where your heart is, follow your money trail.
Wherever you are on your financial journey, remember—your money is a tool, not a trophy.
It’s meant to reflect your values, fuel your purpose, and honor God in the process.
You don’t have to figure it out alone. I’m here to walk with you—one wise, faith-filled decision at a time.