Frequently Asked Questions

• Many of my clients pay an advisory fee, which is paid 1 month in arrears from the assets in their accounts. In essence, they pay for the month of service after the service has been provided, not before.
• Insurance products are primarily commission-based products. The fee is usually a one-time fee paid at the time of purchase, traditionally by the insurance provider.

The fee my clients are charged is based on a percentage of their Assets Under Management (AUM).

First $500,000                    1.65%
Next $500,000                   1.50%
Next $1M                           1.35%
Next $2M                           1.10%
$5 million +                        0.75%

• The Exchange Traded Funds (ETF) platform gives investors access to a range of strategies managed by Inspire’s team of experienced portfolio managers, constructed primarily using Inspire ETFs.
  • • Core/Satellite cannot have less than $50,000 allocated when combining with other models.
    • Platform fee: 0.35%
• Inspire Select Platform gives investors access to a range of strategies managed by Inspire’s team of experienced portfolio managers, constructed primarily using individual stocks.
  • Account Minimum = $200,000 ("Allocation Models" cannot have less than $200,000 each and all other models cannot have less than $50,000 each when combining with other models.)
  • Platform fee: 0.55%

• An example of total fees charged:

  • An investment of $500,000 into the Inspire Select Platform, your fee schedule would be 1.55% + 0.55% = 2.1%
  • An investment of $185,000 into the Inspire ETF Platform, your fee schedule would be 1.65% + .35% = 2%
  • • There are no additional fees charged, such as transaction fees, custodial fees, account minimum fees, trade fees, IRA reporting fees, etc.

No. I’m and independent advisor and do not have sales quotas. I’m aligned with Inspire Advisors, but I don’t work for Inspire Advisors

No. As an independent advisor I have the liberty to provide a wide range of solutions tailored to meet your needs.  The different platforms offered by Inspire Advisors uses investments and guidance from Inspire Investments.

I offer a free screening of all your investments. This compares both the positive points and negative points, and gives you an overall impact score.

No. The new account paperwork will include an account transfer request from your current provider. The transfer happens automatically once the paperwork is submitted to Inspire Advisors.

This varies, depending on the fees charged by the financial institution you are transferring from. Some financial institutions will charge a fee to transfer your account out. Inspire Advisors does not charge a fee to transfer your account in.

It’s possible. However, not all firms allow BRI or do allow it on a limited platform. Inspire Advisors is a world leader in Biblical Responsible Investing. It’s what we do.

• I serve people from all walks and stages of life.
  • I have clients that are both Christian and non-Christian.
  • I serve individuals, couples, and widows.
  • I have clients that are both young and old.
  • I have clients who have just started their investment journey, and clients who are enjoying the lifestyle their investment decisions have given them.
• My ideal client is between the ages of 50 – 80 with at least $500,000 of investable assets, and who would like to align their values with their investments.

• The first meeting is about getting to know each other and deciding if both of us feel comfortable working with each other.
  • Some people like my directness and others don’t. This is a relationship that can last for decades. Both of us should like each other.
• We will have an in-depth conversation about where you are today, where you would like to be, and what is important to you.
• The meeting can take 1 – 2 hours, depending on the amount of information you are willing to share.
  • The more information you provide, the better the advice I can provide you.